Compare plans. See your price. Enroll online.
What are you shopping for?
We will help you find your plan
Tell us a little about your household and we will help you find the right plan, at no cost to you.
Have us send you a quote Book a consultationQuestions? Text (949) 506-2746
- See prices without giving your name or phone number
- Every plan in your area, side by side
- A real person by text or email whenever you want help
We will help you shop and compare options
Book a complimentary consultation with a licensed agent to help you understand your options and find the right plan.
Book a consultationQuestions? Text (949) 506-2746
We will help you shop and compare options
Book a complimentary consultation with a licensed agent to help you understand your options and find the right plan.
Book a consultationQuestions? Text (949) 506-2746
We will help you shop and compare options
Book a complimentary consultation with a licensed agent to help you understand your options and find the right plan.
Book a consultationQuestions? Text (949) 506-2746
We will help you shop and compare options
Book a complimentary consultation with a licensed agent to help you understand your options and find the right plan.
Book a consultationQuestions? Text (949) 506-2746
Licensed in 11 states
Arizona, California, Delaware, Florida, Georgia, Louisiana, Michigan, North Carolina, Ohio, South Carolina and Texas.
Elite Circle of Champions
Recognized by the federal Health Insurance Marketplace (CMS) in 2024, 2025 and 2026.
Marketplace-registered broker
State licensed and registered with the federal Health Insurance Marketplace. Listed in HealthCare.gov's Find Local Help directory.
Our help costs $0
Insurance companies pay us. A plan costs the same with us as it does on your own.
Insurance companies we work with
We are appointed with 27 insurance companies: Aetna CVS Health, Ambetter Health, AmeriHealth Caritas, Anthem, Antidote Health, AvMed, Banner Aetna, Blue Cross Blue Shield of Arizona, Blue Cross Blue Shield of Michigan, Blue Cross and Blue Shield of North Carolina, Blue Cross and Blue Shield of Texas, Blue Shield of California, CareSource, CHRISTUS Health Plan, Cigna, Harbor Health, Highmark Blue Cross Blue Shield, Kaiser Permanente, Molina Healthcare, Oscar, UnitedHealthcare, Wellpoint, NCD by MetLife, VSP, Allstate Health Solutions, Blue Cross Blue Shield Global Solutions and UnitedHealthOne. Which ones offer plans depends on where you live.
How shopping here works
Tell us the basics
Your ZIP code, who needs coverage, their ages and an income estimate. No name or phone number.
Compare your plans
Every plan where you live, side by side, with your estimated savings already applied to each price.
Enroll your way
Finish online yourself, or text us and a licensed broker will do it with you.
What a 2027 health plan costs after savings
One example: a 40-year-old earning $40,000 a year, choosing the lowest-cost Silver plan. The savings are the federal premium tax credit, which is based on income.
| County | Full monthly price | Savings | Price after savings |
|---|---|---|---|
| Harris County, Texas | $656 | $380 | $276 |
| Miami-Dade County, Florida | $737 | $448 | $289 |
| Wake County, North Carolina | $561 | $277 | $284 |
| Maricopa County, Arizona | $533 | $245 | $288 |
| Franklin County, Ohio | $606 | $318 | $288 |
The lowest-cost Bronze plan in these same counties costs $69 to $218 a month after the same savings.
Your own price depends on your age, income, household and county. Sources: Centers for Medicare & Medicaid Services plan files for 2027 and the HealthCare.gov savings estimate, read November 11, 2026.
A licensed broker is one text away
Curl Insurance Services is a licensed, independent health insurance agency based in Costa Mesa, California. We work with individuals, self-employed people and freelancers, small business owners without a group plan, early retirees not yet on Medicare, families, people between jobs, young adults leaving a parent's plan and people who have moved to a new state.
Douglas Curl, Principal Broker. Licensed since 2007. National Producer Number 9893707.
Concierge medicine
A membership with a private doctor's practice: longer visits, appointments the same or the next day, and a direct line to your doctor. It works alongside your health insurance and does not replace it.
Tell us what you are looking for and a licensed broker will go over the options with you.
Questions people ask us
What does it cost to use Curl Insurance Services?
Nothing. Our help is free to you. Insurance companies pay us when you enroll, and a Marketplace plan costs the same with us as it does if you enroll on your own.
Can I compare plans and enroll online without talking to anyone?
Yes. Enter your ZIP code, the ages of the people who need coverage, your household size and your income. You see the Marketplace plans where you live with your estimated savings applied, and you can enroll online on the Marketplace enrollment platform we use. Seeing prices takes about a minute.
Do I have to give my name, email or phone number to see prices?
No. To show prices we ask only for your ZIP code, ages, sex, tobacco use, household size and income.
Which states do you serve?
We are licensed in 11 states: Arizona, California, Delaware, Florida, Georgia, Louisiana, Michigan, North Carolina, Ohio, South Carolina and Texas.
When is Open Enrollment for 2027 coverage?
On HealthCare.gov and Georgia Access it runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1. In California it runs November 1, 2026 to January 31, 2027.
What if I miss Open Enrollment?
You can still enroll in a Marketplace plan after a qualifying life change, such as losing other coverage, moving, getting married or having a baby. Short-term health plans can be bought at any time of year in most of the states we serve.
How do I reach a person?
Text us at (949) 506-2746 or email info@curlinsuranceservices.com. Office hours: Monday to Friday, 10 am to 7 pm Eastern (9 am to 6 pm Central). Saturday by appointment. Sunday closed. You can also book a consultation online.